Critical Illness Cover

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Our Critical Illness cover can help to take away some of the financial strain of paying for expensive medical treatment of a critical illness.

This benefit pays a one-off cash lump sum that can provide the means to help pay for specialist equipment, cover day to day expenses, fund private treatment or provide an income. The benefit is payable if any one suffers from or undergoes any one of 10 specified critical illnesses.

  • Heart Attack
  • Coronary Artery Surgery (By-pass Surgery)
  • Paralysis
  • Major Organ Transplant
  • Cancer
  • Multiple Sclerosis
  • Blindness
  • Stroke
  • Renal Failure
  • Deafness
  • Riders

    No additional rider can be applied for

  • Data Requirement

    The basic data requirement from the employer is the list of employees showing the names, dates of birth and CNIC number. This data is required at each renewal of the policy i.e. each year.

    Timely adjustments of fluctuations can be made if the turnover of employees is communicated along with names, dates of birth, CNIC numbers and date of leaving or joining.

  • Service Standards

    At EFU Life we strive to provide you excellent services and serve you beyond your expectations. Having a friendly customer service and a dedicated sales force, we ensure you of the best of our attention at all times.

    We have set up stringent service standards so that we may satisfy our customers consistently

    • Claim Settlement within 7 days of submitting claim documents
    • Service response to business queries within 2 working days
    • ISO 9001-2008 certified operational procedures to ensure optimal quality services
    • Well-trained staff with strong insurance background
    • Preparation of quotations within 2 days of quotation request from customer